{"id":6087,"date":"2018-02-10T16:44:24","date_gmt":"2018-02-10T09:44:24","guid":{"rendered":"http:\/\/sacombank.com.kh\/product\/opening-a-current-account\/"},"modified":"2018-02-18T13:02:55","modified_gmt":"2018-02-18T06:02:55","slug":"opening-a-current-account","status":"publish","type":"product","link":"https:\/\/www.sacombank.com.kh\/en\/product\/uncategorized\/opening-a-current-account\/","title":{"rendered":"Opening a current account"},"content":{"rendered":"<p>[vc_row el_class=&#8221;page-breadcrumb product-breadcrumb&#8221;][vc_column][vc_column_text el_class=&#8221;breadcrumb&#8221;]<\/p>\n<p><!-- Breadcrumb NavXT 6.6.0 --><br \/>\n<span property=\"itemListElement\" typeof=\"ListItem\"><a property=\"item\" typeof=\"WebPage\" title=\"Go to Sacombank Cambodia.\" href=\"https:\/\/www.sacombank.com.kh\/en\/\" class=\"home\"><span property=\"name\">Sacombank Cambodia<\/span><\/a><meta property=\"position\" content=\"1\"><\/span><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;middle&#8221; fullwidth=&#8221;yes&#8221; css=&#8221;.vc_custom_1518255805763{background-image: url(http:\/\/sacombank.com.kh\/wp-content\/uploads\/2018\/02\/3333333.jpg?id=6031) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;product-header1&#8243;][vc_column][vc_row_inner content_placement=&#8221;middle&#8221; el_class=&#8221;product-container&#8221;][vc_column_inner el_class=&#8221;product-title1&#8243; width=&#8221;1\/2&#8243;][vc_empty_space height=&#8221;82px&#8221;]\t\n\t<h1 style=\"text-align: left;color: #0072bc;\" > Product and service package for SMEs<\/h1>\t\n[vc_column_text]Accompanying the enterprises in their business and manufacturing process by optimal capital structure.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; css_animation=&#8221;fadeInLeft&#8221; fullwidth=&#8221;yes&#8221; el_class=&#8221;ul-body&#8221;][vc_column][vc_row_inner content_placement=&#8221;top&#8221; el_class=&#8221;product-container&#8221;][vc_column_inner el_class=&#8221;right&#8221; width=&#8221;1\/4&#8243;]\t\n\t<h1 style=\"text-align: left;color: #0072bc;\" > Introduction<\/h1>\t\n[vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;4&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#fecc00&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243; css=&#8221;.vc_custom_1507715578528{padding-top: 10px !important;}&#8221;][vc_column_text]<\/p>\n<p>Product and service package for SMEs<\/p>\n<p>. With a view to offer Enterprises more and more utilities, Sacombank has continued our ceaseless efforts to introduce new products and financial solution packages in order to help Enterprises access to banking services and sources of business financing easily, whereby stabilizing their business and expanding production scale.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; css_animation=&#8221;fadeInLeft&#8221; fullwidth=&#8221;yes&#8221;][vc_column][vc_row_inner content_placement=&#8221;top&#8221; el_class=&#8221;product-container&#8221;][vc_column_inner el_class=&#8221;right&#8221; width=&#8221;1\/4&#8243;]\t\n\t<h1 style=\"text-align: left;color: #0072bc;\" > Start<\/h1>\t\n[vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;4&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#fecc00&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243; css=&#8221;.vc_custom_1507715578528{padding-top: 10px !important;}&#8221;][vc_column_text]<\/p>\n<p>Opening new corporate accounts is not difficult.<\/p>\n<p>.\u00a0Upon implementation of the Government\u2019s guidelines on administrative reform, recently, Sacombank has signed an agreement on association with Hochiminh City Department of Planning and Investment to open accounts for Enterprises upon registration for new establishment, accordingly, Enterprises which apply for business registration at Hochiminh City Department of Planning and Investment will be issued account numbers for transaction by Sacombank without having to directly go to the Bank, whereby, saving time and streamlining procedures for establishing Enterprises. At present, this model is replicated across provinces and cities nationwide.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; css_animation=&#8221;fadeInLeft&#8221; fullwidth=&#8221;yes&#8221;][vc_column][vc_row_inner content_placement=&#8221;top&#8221; el_class=&#8221;product-container&#8221;][vc_column_inner el_class=&#8221;right&#8221; width=&#8221;1\/4&#8243;]\t\n\t<h1 style=\"text-align: left;color: #0072bc;\" > Access<\/h1>\t\n[vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;4&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#fecc00&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243; css=&#8221;.vc_custom_1507715578528{padding-top: 10px !important;}&#8221;][vc_column_text]<\/p>\n<p>. Diverse loans with preferential interest rates.<\/p>\n<p>.\u00a0In order to meet SMEs\u2019 demand for additional working capital, since early 2016, Sacombank has launched VND3 trillion financing package with preferential interest rates for new institutional borrowers. Accordingly, when Customers take out new loans will be entitled to special interest rates only from 7.8%\/year for short-term loans, from 8.0%\/year for mid-term loans, the program will last until the end of 2016.<\/p>\n<p>.\u00a0Only for Enterprises which carry out business in specific industries such as trading of automobile cover, Sacombank also finances working capital secured by automobile cover bought inside and outside the country with preferential interest rates from 7.7%\/year.<\/p>\n<p>.\u00a0For enterprises having demand for purchasing different types of cars, Sacombank continues to set aside VND1.6 trillion for the program \u201cAuto Loans &#8211; Enjoy Superior Privillege\u201d with interest rates only from 7.6%\/year and loan terms up to 7 years and financing rate up to 80% of vehicle value.<\/p>\n<p>.\u00a0In particular, with an insight into concerns of SMEs, Sacombank has introduced a great deal of products and mechanisms in order to streamline administrative procedures such as Express Loans for SMEs with time-saving application procedures and quick processing of application documents within 24 hours. Especially, Installment Loans for SMEs enable SMEs to have secured finance for their business activities, relieving debt burden due to the long loan term and periodic principal repayment schedule while Loans for Short-Term Capital Needs provide SMEs with instant and timely financing to enhance seasonal business and production.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; css_animation=&#8221;fadeInLeft&#8221; fullwidth=&#8221;yes&#8221;][vc_column][vc_row_inner content_placement=&#8221;top&#8221; el_class=&#8221;product-container&#8221;][vc_column_inner el_class=&#8221;right&#8221; width=&#8221;1\/4&#8243;]\t\n\t<h1 style=\"text-align: left;color: #0072bc;\" > Extension<\/h1>\t\n[vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;4&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#fecc00&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243; css=&#8221;.vc_custom_1507715578528{padding-top: 10px !important;}&#8221;][vc_column_text]<\/p>\n<p>Diverse loans with preferential interest rates.<\/p>\n<p>.\u00a0In order to meet SMEs\u2019 demand for additional working capital, since early 2016, Sacombank has launched VND3 trillion financing package with preferential interest rates for new institutional borrowers. Accordingly, when Customers take out new loans will be entitled to special interest rates only from 7.8%\/year for short-term loans, from 8.0%\/year for mid-term loans, the program will last until the end of 2016.<\/p>\n<p>. Only for Enterprises which carry out business in specific industries such as trading of automobile cover, Sacombank also finances working capital secured by automobile cover bought inside and outside the country with preferential interest rates from 7.7%\/year.<\/p>\n<p>. For enterprises having demand for purchasing different types of cars, Sacombank continues to set aside VND1.6 trillion for the program \u201cAuto Loans &#8211; Enjoy Superior Privillege\u201d with interest rates only from 7.6%\/year and loan terms up to 7 years and financing rate up to 80% of vehicle value.<\/p>\n<p>. In particular, with an insight into concerns of SMEs, Sacombank has introduced a great deal of products and mechanisms in order to streamline administrative procedures such as Express Loans for SMEs with time-saving application procedures and quick processing of application documents within 24 hours. Especially, Installment Loans for SMEs enable SMEs to have secured finance for their business activities, relieving debt burden due to the long loan term and periodic principal repayment schedule while Loans for Short-Term Capital Needs provide SMEs with instant and timely financing to enhance seasonal business and production.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; css_animation=&#8221;fadeInLeft&#8221; fullwidth=&#8221;yes&#8221;][vc_column][vc_row_inner content_placement=&#8221;top&#8221; el_class=&#8221;product-container&#8221;][vc_column_inner el_class=&#8221;right&#8221; width=&#8221;1\/4&#8243;]\t\n\t<h1 style=\"text-align: left;color: #0072bc;\" > Improvements<\/h1>\t\n[vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;4&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#fecc00&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243; css=&#8221;.vc_custom_1507715578528{padding-top: 10px !important;}&#8221;][vc_column_text]<\/p>\n<p>Increasing Enterprises\u2019 prestige among partners<\/p>\n<p>. Bank guarantee is a solution thereby SMEs can improve their position when signing economic contracts with domestic partners. In addition, Sacombank has just introduced Domestic L\/C service. Like Import L\/C, with Domestic L\/C, Sacombank will also make prompt payment for domestic partners of SMEs in accordance with the contents of issued L\/Cs, thereby increasing the Bank\u2019s guarantee towards SMEs\u2019 partners. Moreover, with Discount of drafts and domestic L\/C documents, Sacombank will also make discount to finance Enterprises\u2019 business.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=&#8221;22px&#8221;][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row el_class=&#8221;page-breadcrumb product-breadcrumb&#8221;][vc_column][vc_column_text el_class=&#8221;breadcrumb&#8221;] Sacombank Cambodia [\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;middle&#8221; fullwidth=&#8221;yes&#8221; css=&#8221;.vc_custom_1518255805763{background-image: url(http:\/\/sacombank.com.kh\/wp-content\/uploads\/2018\/02\/3333333.jpg?id=6031) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;product-header1&#8243;][vc_column][vc_row_inner content_placement=&#8221;middle&#8221; el_class=&#8221;product-container&#8221;][vc_column_inner el_class=&#8221;product-title1&#8243; width=&#8221;1\/2&#8243;][vc_empty_space height=&#8221;82px&#8221;][vc_column_text]Accompanying the enterprises in their business and manufacturing process by optimal capital structure.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; css_animation=&#8221;fadeInLeft&#8221; fullwidth=&#8221;yes&#8221; el_class=&#8221;ul-body&#8221;][vc_column][vc_row_inner content_placement=&#8221;top&#8221; el_class=&#8221;product-container&#8221;][vc_column_inner el_class=&#8221;right&#8221; width=&#8221;1\/4&#8243;][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;4&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;#fecc00&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243; css=&#8221;.vc_custom_1507715578528{padding-top: 10px !important;}&#8221;][vc_column_text] Product [&hellip;]<\/p>\n","protected":false},"featured_media":0,"template":"","meta":{"loftloader_page_shortcode":""},"_links":{"self":[{"href":"https:\/\/www.sacombank.com.kh\/en\/wp-json\/wp\/v2\/product\/6087"}],"collection":[{"href":"https:\/\/www.sacombank.com.kh\/en\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/www.sacombank.com.kh\/en\/wp-json\/wp\/v2\/types\/product"}],"wp:attachment":[{"href":"https:\/\/www.sacombank.com.kh\/en\/wp-json\/wp\/v2\/media?parent=6087"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}