Fee

TARIFF OF SERVICE AND PRODUCT CHARGES

Decision Ref No.129/2026/DEC.BD, Issue on 09/10/2026

1. ACCOUNT OPENING REQUIREMENTS
REQUIREMENT	SAVINGS ACCOUNT(INDIVIDUAL)	CURRENT ACCOUNT(CORPORATE)	REMARKS
Minimum Initial Deposit	No minimum balance required	USD 100 / KHR 400,000	Minimum balance required for blocked account
Minimum Balance for Cheque Issuance	USD 300 / KHR 1,200,000	USD 500 / KHR 2,000,000	Minimum balance required for cheque issuance
2. ACCOUNT SERVICE FEES
SERVICE	FEE / CHARGE	REMARKS
Close account before 6 months	USD 10	Applicable for all foreign currency accounts
	Free of charge	Applicable for KHR accounts Only
Dormant Account (> 6 months)	USD 0.50 / month	Applicable for all foreign currency accounts
	Free of charge	Applicable for KHR accounts
Dormant Account (> 12 months)	USD 2 / month	Applicable for all foreign currency accounts
	Free of charge	Applicable for KHR accounts
Close dormant account with zero balance	Free of charge	Applicable for all currency accounts
Account Balance Statement Re-print	USD 1 / piece	Free once time per month for Current Account
Passbook / Certificate Re-issue	USD 5	Applicable for lost passbook/certificate only
Transaction Slip Copy (Within 6 months)	USD 2 / document	Any slip re-issue (copy)
Transaction Slip Copy (for 6–12 months)	USD 5 / document	Any slip re-issue (copy)
Transaction Slip Copy (Over 12 months)	USD 15 / document	Any slip re-issue (copy)
Balance Confirmation – First Original	USD 10 / piece	Funds blocked for 1 business day
Balance Confirmation – Second Original onward	USD 2 / piece
Audit Confirmation	USD 10 / piece
3. CHEQUE SERVICE
SERVICE	FEE / CHARGE	REMARKS
Cheque Book Issuance	USD 5 / book
Returned Cheque	USD 50	Applicable for cheque clearing through NBC and cheque deposit/withdrawal at Sacombank counter
Stop Cheque Payment	USD 1 / serial cheque lost	Applicable stop lost cheque payment No fee charge for customer return cheque destroys
Banker’s Cheque (Existing Balance)	0.05% amount/Cheque	Minimum: USD 10
Banker’s Cheque (Cash Deposit on Issue Date)	0.30% amount/Cheque	Minimum: USD 10
Overseas Cheque Payment at SACOMBANK Vietnam	USD 20 / piece	Applicable to USD or VND transactions. Maximum per cheque: ≤ USD 1,000 Maximum per day: ≤ USD 2,500 per customer Maximum per month: ≤ USD 50,000 per customer Total monthly transactions exceeding USD 50,000 per customer are subject to supporting documents and prior approval by SACOMBANK CAMBODIA.
4. WITHDRAWAL AND DEPOSIT SERVICES AT SACOMBANK COUNTER
SERVICE	FEE / CHARGE	REMARKS
Cash/Cheque Withdrawal – Same & Different Province/City	Free of charge
Cash/Cheque Deposit – Same Province/City at Sacombank Counter	Free of charge
Withdrawal & Deposit Same-Day	Free of charge	Minimum: USD 2
Counting Money Service	Free of charge	Minimum: USD 2
Cash Collection at Customer Premises	Negotiable	Subject to management approva
5. PAYROLL AND BATCH PAYMENT SERVICES
SERVICE	FEE / CHARGE	REMARKS
Payroll Processing – Within SACOMBANK system	USD 0.25 / account
Batch Payment service – Within SACOMBANK system	USD 0.25 / account
Batch Payment service – Other Banks	0.05%/amount/transaction	The same domestic transfer
6. DIGITAL BANKING SERVICES
SERVICE	FEE / CHARGE	REMARKS
SMS Alert Service – Individual Customer	USD 4 / month	Per account
SMS Alert Service – Corporate Customer	USD 6 / month	Per account
Telegram Notify	Free of charge
Mobile Banking Transfer outside SACOMBANK (USD)	USD 0.01%	Min: USD 3 / Max: USD 100 (Amount per trxn: $10,000.01 up) Apply Limit 4; 5; 6
Mobile Banking Transfer outside SACOMBANK (KHR)	USD 0.01%	Min: KHR 12,000 / Max: KHR 400,000 (Amount per trxn: KHR 40,000,040 up) Apply Limit 4; 5; 6
Mobile Banking Transfer within SACOMBANK	Free of charge	Any amount
Internet Banking – Individual & Corporate	USD 6 / year	Per user
Password Reset / Account Update / Limit Amendment	USD 1 / request	Information update and reactive account
Note: Fee Calculation Rules for New IB & SMS Registrations Registration from the 1st to the 15th: The full monthly fee for the registration month will be charged. Registration from the 16th to the end of the month (30th/31st): Free fee for the registration month (start calculating fee from the next month)
7. DOMESTIC TRANSFER SERVICES
7.1 OUTWARD TRANSFER
7.1.1 WITHIN SACOMBANK NETWORK
SERVICE	FEE / CHARGE	REMARKS
Transfer within SACOMBANK network	Free of charge
Amendment within SACOMBANK network	Free of charge
7.1.2 TO OTHER BANKS
SERVICE	FEE / CHARGE	REMARKS
Transfer to Other Banks	0.05%/amount/transaction	Minimum: USD 5
Amendment to Other Banks	USD 5	Per request
7.2 INWARD CREDIT
SERVICE	FEE / CHARGE	REMARKS
Inward Credit to SACOMBANK Account	Free of charge	Applicable to beneficiary accounts at SACOMBANK
Inward Credit from Other Banks (via NCS)	0.03%	Minimum: USD 3 for amount from USD 10,000 and above
8. OVERSEAS TRANSFER SERVICES
8.1 OUTWARD REMITTANCE
8.1.1 BENEFICIARY ACCOUNT AT SACOMBANK VIETNAM & LAOS
TRANSFER AMOUNT	FEE / CHARGE	REMARKS
Amount below USD 5,000	USD 12	Flat Fee, Cable fee waived
Amount from USD 5,000 to below USD 10,000	USD 18	Flat Fee, Cable fee waived
Amount ≥ USD 10,000	0.15%	Minimum: USD 10 plus cable fee of USD 5
8.1.2.BENEFICIARY ACCOUNT AT OTHER BANKS IN VIETNAM & LAOS
TRANSFER AMOUNT	FEE / CHARGE	REMARKS
Amount below USD 5,000	USD 15	Flat Fee, Cable fee waived
Amount from USD 5,000 to below USD 10,000	USD 20	Flat Fee, Cable fee waived
Amount ≥ USD 10,000	0.15%	Minimum: USD 10 plus cable fee of USD 10
8.1.3.BENEFICIARY ACCOUNT AT OTHER COUNTRIES (EXCEPT VIETNAM AND LAOS)
TRANSFER AMOUNT	FEE / CHARGE	REMARKS
Any Amount	0.15%	Minimum: USD 10 plus cable fee of USD 15
8.1.4.RETURN PAYMENT ORDER
TRANSFER AMOUNT	FEE / CHARGE	REMARKS
Return payment order (refund)	USD 20	All countries (add additional fees if any)
9. FULL PAYMENT GUARANTEE SERVICES (FEE OUR)
9.1.1 TRANSFER TO SACOMBANK VIETNAM
SERVICE	FEE / CHARGE	REMARKS
Any Amount (USD) – Individual	0.025%	Minimum: USD 2 / Maximum: USD 100
Any Amount (VND) – Individual	0.025%	Minimum: VND 50,000 / Maximum: VND 2,000,000
Any Amount (USD) – Corporate	0.03%	Minimum: USD 2 / Maximum: USD 100
Any Amount (VND) – Corporate	0.03%	Minimum: VND 50,000 / Maximum: VND 2,000,000
Note: – Fee charges do not yet include VAT of 10%. – Receiver will receive full amount.
9.1.2 TRANSFER TO SACOMBANK LAOS
SERVICE	FEE / CHARGE	REMARKS
Any Amount	0.05% of transfer amount	Minimum: USD 5 / Maximum: USD 1,000
Note: Receiver will receive full amount.
9.1.3 TRANSFER BY FOREIGN CURRENCY WITH FULL PAYMENT GUARANTEE (OUR)
TYPES OF CURRENCY	FEE / CHARGE	REMARKS
Great Britain Pound (GBP)	GBP 25	Full payment guarantee
Euro (EUR)	EUR 25	Full payment guarantee
Japanese Yen (JPY)	JPY 5,000	Full payment guarantee
Japanese Yen (JPY) Amount from JPY 10,000,000 and above	0.05%	Applicable to all beneficiary banks except Sumitomo Mitsui Banking Corporation
Other Currencies	USD 25	Applicable for currency CAD, CHF, THB and USD transfers to USA (can’t guarantee the full payment)
Transfer in Canadian Dollar (CAD), Switzerland Franc (CHF), Thailand Baht (THB)	Not guaranteed in full payment (OUR)
Transfer in USD to USA	Not guaranteed in full payment (OUR
Note: Sacombank may charge additional fees imposed by intermediary or beneficiary banks.
9.2. OTHER OVERSEAS TRANSFER SERVICES
SERVICE	FEE / CHARGE	REMARKS
Return Payment Order (Refund)	USD 20	Applicable for all countries (additional overseas bank charges, if any)
Amendment / Tracking to Vietnam	USD 10
Amendment / Tracking to Other Countries	USD 20
9.3.EXPRESS MONEY TRANSFER TO SACOMBANK VIETNAM
TRANSFER AMOUNT (USD)	FEE / CHARGE	REMARKS
Up to USD 200	USD 3
From USD 200.01 to USD 500	USD 5
From USD 500.01 to USD 1,000	USD 8
From USD 1,000.01 to USD 2,000	USD 14
From USD 2,000.01 to USD 4,000	USD 24
From USD 4,000.01 to USD 10,000	0.6% of transfer amount
Additional fee for door-to-door service	0.10%	Minimum: USD 2
Amendment Fee	USD 2	Except amendment on transfer amount
Note: Additional fee for door-to-door service: 0.4%, minimum USD 2 of transfer amount.
9.4. INWARD REMITTANCE
SERVICE	FEE / CHARGE	REMARKS
Beneficiary Account at SACOMBANK CAMBODIA	0.05%	Minimum: USD 3
Beneficiary Account to Other Bank Account	0.03%	Minimum: USD 10 / Maximum: USD 500
Return Payment order (refund)	USD 20
10. LOCAL & OVERSEAS BANK GUARANTEE SERVICES
10.1. ISSUANCE FEE
SERVICE	FEE / CHARGE	REMARKS
Deposit in Provision Account	0.10% / month	Minimum: USD 50 (BG against cash)
Deposit in Fixed Deposit (FD)	0.15% / month	Minimum: USD 50
Other Collateral	0.25% / month	Minimum: USD 50
Note: Plus cable fee of USD 50 for overseas guarantees.
10.2. AMENDMENT / CANCELLATION
SERVICE	FEE / CHARGE	REMARKS
Amend – Increase BG Value	0.15% / month	Minimum: USD 50 (Calculated on increased amount) + Plus cable fee of USD 20 (for overseas)
Amend – Decrease BG Value	USD 30	Plus cable fee of USD 20 (for overseas)
Cancel	USD 30	Plus cable fee of USD 20 (for overseas), except Bid BG
Advice of Guarantee	USD 50	Overseas guarantee
Confirmed Guarantee Letter	Negotiable
Issue Guarantee Letter by Customer’s Form	As issuance fee plus USD 20
11.DOCUMENTARY LETTER OF CREDIT (L/C)
11.1. EXPORT L/C
SERVICE	FEE / CHARGE	REMARKS
Advising L/C	USD 50
Advising L/C Amendment	USD 50
Credit Charge of L/C Payment	0.15%	Minimum: USD 5
Confirm L/C	0.35% / month	Minimum: USD 50
Full Transfer	0.20%	Minimum: USD 50
Partial Transfer	0.30%	Minimum: USD 50
Cancel L/C	USD 50
11.2. IMPORT L/C
SERVICE	FEE / CHARGE	REMARKS
Issuance	0.15%	Minimum: USD 50 plus cable fee of USD 50
Amend – Increase Value of L/C	0.15%	Minimum: USD 25 plus cable fee of USD 20
Amend – Others	USD 25	Plus cable fee of USD 20
Payment	0.15%	Minimum: USD 20 plus cable fee of USD 20
Handling Charge deducted from Proceeds	0.05%	Minimum: USD 20 / Maximum: USD 500
Payment Notice deducted from Proceeds	USD 35
Endorsement B/L	USD 10
Issuing Guarantee for Receipt of Cargo	USD 50
Discrepancy Charge	USD 80	Plus cable fee of USD 35 (deducted from proceeds)
Cancel L/C	USD 50	Plus fee pay for overseas bank (if any)
Return Documents	Against courier service charges plus USD 40
12. COLLECTION SERVICES
12.1. CLEAN COLLECTION
SERVICE	FEE / CHARGE	REMARKS
Receive Clean Collection Documents	USD 10 / Document	+ Plus Courier Service Charge
Payment	0.10%	Minimum: USD 20 , Maximum: USD 800
Return Documents	USD 10 / Set Of Document	Set Of Document + Fee Oversea (if any)
12.2. IMPORT COLLECTION
SERVICE	FEE / CHARGE	REMARKS
Notification of Documents	USD 10 / set of documents
Handling Charge deducted from Proceeds	0.05%	Minimum: USD 20 / Maximum: USD 800
Payment	0.15%	Minimum: USD 20
Amend – Others	USD 25	Plus cable fee of USD 20
Payment Notice deducted from Proceeds	USD 35
Return Documents	USD 10 / set of documents	Plus courier service charges
Endorsement	USD 10
Issue Bank Guarantee Letter	USD 50 / time
12.3. EXPORT COLLECTION
SERVICE	FEE / CHARGE	REMARKS
Receive Export collection documents	USD 10 / set of documents	Plus courier service charges
Payment	0.15%	Minimum: USD 20 / Maximum: USD 1,000
Cancel collection on request	USD 10 / set of documents
Return Documents	USD 10 / set of documents	Plus courier service charges
13. INTERMEDIATION SERVICES
SERVICE	FEE / CHARGE	REMARKS
Real Estate	0.12%	Minimum: USD 100
Other Services	0.15%	Minimum: USD 50
GENERAL TERMS AND CONDITIONS
USD refers to United States Dollar. KHR refers to Khmer Riel. All fees and charges are exclusive of VAT and other applicable taxes, unless otherwise specified. Cable fees refer to SWIFT and other message transmission charges. Additional charges imposed by intermediary banks, beneficiary banks, correspondent banks, regulatory authorities, or other third parties shall be borne by the customer. Transactions submitted after the Bank’s cut-off time shall be processed on the next business day. Fees and charges may be amended from time to time at the Bank’s discretion, without prior notice, unless otherwise required by applicable laws and regulations. The Bank reserves the right to request supporting documents for any transaction in accordance with its internal policies and applicable laws and regulations. All transactions are subject to the Bank’s prevailing terms and conditions, operational procedures, and applicable regulatory requirements. In the event of any discrepancy, the English version shall prevail, unless otherwise specified by the Bank. SACOMBANK Cambodia Plc. reserves the right to revise, amend, suspend, or terminate any products, services, fees, or charges at its discretion, subject to applicable laws and regulations.

Fee

Fee

TARIFF OF SERVICE AND PRODUCT CHARGES

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